The zoning board of appeals will hold a public hearing next week on a change in use for the property at 73 Chestnut St. from an antique shop to a bank.

During the ZBA’s November meeting, Michael Briggs, representing USNY in Penn Yan, N.Y., discussed their interest in putting a bank in Cooperstown. He said they plan to offer a standard array of financial services for businesses and individuals. It would be known as Bank of Cooperstown, he said.

Briggs said the front of the building, which is currently retail space, would become a bank office and the rear of the building would remain a residential apartment.

He said it was likely they would have a 24-hour ATM in the front vestibule that could be accessed after lobby hours by swiping an ATM card, but that they did not intend to install a drive-through ATM despite the property’s connection to both Elm and Chestnut Sts.

A Key Bank proposal to put a 24-hour ATM at the corner of Chestnut and Beaver Sts. was shot down two years ago because of concerns about lighting, traffic and noise.

Briggs said right now they plan on having two teller windows in the bank and seven employees. The hours of operation, according to documents on file with the village, would be 9 a.m. to 5 p.m. Mon. through Fri. Saturday hours are still under consideration.

``We’re trying to make the impact as minimal as possible,’’ Briggs said. ``We don’t want to change the neighborhood dramatically. We want to be a community asset.’’

Briggs said they anticipate having no more than three customers at a time with an average stay of ten minutes each.

On Tuesday, Briggs appeared before the planning board to discuss options for meeting parking requirements for the use.

He said they can provide adequate parking for employees and customers in the lot north of the building. Four spaces in the lot are leased to the doctor’s office next door, but there is sufficient space remaining, he said.

Planning board member Bill Rigby said the village has to be careful that a change in use does not increase traffic on Chestnut. He said the change in use from a gas station to the AAA office on the corner of Elm and Chestnut Sts. has worked well.

The pizzeria next to the antique shop, which replaced a deli, has occasionally caused some traffic problems, but that’s a measure of the success they’ve had, he said.

The planning board approved a parking plan for the property. If the change in use is approved, USNY will still have to have a site plan approved by the planning board.

The ZBA’s public hearing at 5 p.m. Tuesday will focus on the change from one non-conforming use to a different non-conforming use.

The antique store is a non-conforming use in the district and the village zoning law generally does not allow them to be expanded or changed to another non-conforming use. There is a provision that would allow, with the approval of the ZBA, a change to another non-conforming use determined to be more conforming than the original.